Greenlight Insurance - Products to reward 2nd vehicles and Limited mileage use

As a business Greenlight have been covering performance, modified, kit, classic, custom and track day vehicles since early 1996. We've experienced staff with good technical knowledge in relation to both the vehicle's we Insure and after market modifications/enhancements.

We're modification friendly and happy to cover engine conversions/transplants (ie. 1.8T or VR6 conversions), we're also able to cover roll cages and even nitrous oxide. We rate modifications sensibly, using BHP to rate upon rather than traditional vehicle groupings. We also don't currently charge admin fees for updating modifications that don't impact your BHP.

In addition to the traditional benefits that you receive with an everyday policy, our preferentially rated specialist vehicle products have relevant cover features such as Trackday cover (starting from 45), like for like replacement of individually damaged/stolen modified parts and agreed value.

We have a range of everyday higher mileage products that we offer, but we also have a range of tiered products to reward lower mileage use. Which will be very relevant to most of you here.

Limited mileage discounts
With the biggest claims Insurers face over recent years coming from personal injury, if you cover less miles on the road with your car this equates to lower exposure to Underwriters. Which is rewarded with tiered discounts.

Under the limited mileage products we offer, you receive the same cover features as you would under the everyday mileage policies, but the difference is you're only paying for the mileage you're actually using.

Our most common low mileage bandings are as follows: up to 1000, 1500, 2000, 3000, 4000, 5000, 6000 and 7500.

Mirrored No Claims Bonus (NCB)
We recognise that most low mileage use vehicles are often a 2nd car to you.

With this in mind (and subject to a decent claims history) we are able to match our equivalent percentage NCB discount for the NCB you've earned upon your main vehicle (or company car) to the vehicle that you're looking to cover with us.

This effectively means that you can cover an additional vehicle (2nd, 3rd car etc) without NCB through Greenlight, with us recognising the record you have built up under other vehicles in your name and allowing a concession to reflect this under our policy (ie. 5 years NCB on another policy in your own name equates to 65% discount with us).

Ownership discount
Another major rating factor for Underwriters is driving experience of similar vehicles to the vehicle you're looking to Insure.

If you've owned your vehicle for a year or more, you'll receive a discount of at least 10% under several of our products. If you've owned your vehicle for 2 or more years you'll receive a discount of between 15-25%.

We'd love to help
We've a pedigree for covering specialist vehicle's and would love to help with your next Insurance requirement

You can reach us by calling 01277 650866 during office hours (9am-6pm monday-friday, or 9am-1pm saturday). Alternatively, you can find out more about us or apply online at www.greenlightinsurance.co.uk.


We look forward to hearing from you

Kind regards

Tony