I called about insuring my cabby today and they quoted me a really cheap price so i bought it but : in jan this year i got several points on my licence and i phoned the company straight away and told them i got points and they already know i have had a claim on the insurance since takin out the policy last july. The price they quoted was for a 2nd car with out my no claims added classic car policy they did not ask about points or a the claim i had so would they of taken these into consderation on the price i got and paid for . i also told them about all the mods and the 16v engine but it was 7.56pm tonite and they closed at 8pm so i think they rushed through the quote.
Ring them and check. The policies absolutely no use if they haven't taken points and claims into account.
I would assume all your previous stuff would of been on file to see when offering the new policy!! It may be quite low cos on a classic they know your not going to drive it ALL the time, keeping the miles low!!
its got some of my points but not all of them and the engine sayes "engine replaced with same manifactures make but differnt model" it was a 1800 8v its now a 16v