I bank with Halifax and they do an ultimate reward account for 12.50 a month with card cover, AA basic, holiday insurance and phone insurance. Just taken it out to cover my iphone 4.
Aye, Halifax here too... Top tip... if there's two of you, get the joint account Ultimate Rewarded and then both of you benefit from it!
Ive got a Premier Life account with Barclays, 17.50 per month but sooooo many features. One of which is gadget insurance and separate phone insurance (can register 2x phones). http://www.barclays.co.uk/PremierBanking/ThebenefitsofPremierLife/P1242558033220 Most paid for accounts include phone insurance. Coupled with all the other benefits, its well worth it.
I think i'll try the Halifax one. Does the 1000 have to be from my wage or can I send a standing order from my Nationwide to get the 5 back?
Check your home contents insurance first You could have it already. I used to work for direct line and they include phones in contents insurance, or I might cost less to than 12 per month to add it on.