I have my nice slow 1400 polo as you can see from the pic which is standard. I had one crash which i have to put down that i was at fault even though i wasnt but i didnt have any witnesses. I have no driving convictions. The cheapes insurance quote i can get on my car is 1500. There are 2 other lads i know, both have had an "at fault" crash and both have 3 points. One of them is 6 months younger than me and the other a year younger. One has an S reg 2.0 8v seat ibiza GTI and the other has an H reg wolfsburg edition mk2 golf gti modded up to 185bhp. They insure their cars for 900 quid a piece. ive treid there insurance companies plus others, why cant i insure a 1400 for less than that for god sake!
Absolutely sucks mate. Can't you even get a good deal from the likes of HIC or Adrian Flux? Or Direct Line for that matter, who are pretty good with unmodified cars?
direct line were awful, i havent tried HIC yet or adrian flux, ive heard adrian flux arent that good if you do have an accident. HIC is definately on my list though
give admiral a shout, they are great for un modified cars, they gave me a quote that was half the price of your "regular" insurance companies.
We have a Same motor insured for a third you being asked! younger sister down as the main driver (as she uses it) NO driving convictions/points, kept in a student area!! sounds a lot of money, but it does depend on the nature of the bump, your telling them about Can't remember the company, you need to shop around!
Try CIS for a quote...they are pretty good....but they suck at admin work!!!! Swinton are good, my mates are through them
Presume you've tried admiral/elephant and their other company? They were the only ones who would insure me with my horrendous record, and still came out reasonable......
im with CIS already, even though they are stupid they are still the cheapest and when i did have that crash they sorted it out pretty well and gave me 1800 for my mk3 coupe when i only paid 1700 for it