Ah feck, insurance renewal just arived...

Well I already have 2 cars insured with them, second one comes under the second car category and they give me the max NCD on both.

This one is insured under a completely separate policy that has nothing to do with the others or my NCD.

They agree to the value you specify it would cost to put the car right in the event or a write-off or theft. It's not a market value figure, it's a costings figure, you need to provide pics to back it all up though, interior, engine, wheels etc etc. 15k seemed a reasonable estimate, even though i did some of the work myself.

Ring them back and ask for Phil Numan, he's the one with the knowledge and he'll give you a good deal.

 

Yup, and highway have been superb to deal with durin my claim, no long waits, phone you back when they say they will, even got the e-mail address of the person dealin with it so i could e-mail instead of phoning if i wanted.

 

Danny's was actually insured for over 20k or something like that. His body & paintwork alone was nearly 6k, even though he built the car himself he still spent allot of money on it.
Edited by: alexc

 

I used them about 5 yrs ago (insured with HIC) back when the car was my daily 16v. It was FC and they sorted it, had it repaired at the garage of my choice (so I could get a few xtras) and back to the way it was within 2-3 weeks.

 

I don't think mine is quite that precious just yet. 250 3rd party wiill do me fine for the time being.

 

mines 500 tpft cos swapped from a polo

but its going on a classic policy when its expired 150 quid comp

 

If you insure through HIC then you are then insured with Highway who are fecking useless Crusader the legal people are fecking useless too

 

How the hell did you get that! They don't want to know with my Fiancees claim and it's not even her fault
Edited by: paulpalmer

 

I must have a much better phone manner - being polite makes all the difference

 

I've tried that but she probably didn't She is more aggresive than me