20 0 NCB 0 Points 0 Claims Student My car -- all declared. 743 a year including stereo cover, and breakdown cover! And i can do anything i want styling wise for free -- EVEN A ROLL CAGE!
I just renewed with HIC, no complaints so far!! Have heard about other people that have had problems though Edited by: damogti
What? I got a quote from them last week. competely standard 1990 16v, 24 old 5 no claims 6 driving 0 claims 0 convictions 20,000 miles good postcode 900!!!!!
Had to let them go this year. I hadn't decided to go with them, yet they still decided to go ahead and take payments off me without authorisation. They said that because they had notified me that they could do it. When I looked into it they had broken the credit agreement as I had only authorised them to take money thwe previous year. With this I turned to Adrian Flux. Yeah, they beat HIC, BUT.......I had to tell them about all the cosmetic mods, which, unlike HIC, you have to pay for. I'll be back with Hic next year and I'm still with them for my Bug. 0 no claims and only 95 a year
Mine was for: 1990 BMW E30 318iS 1.8 16v 24 yr old 6 yr NCD 3 points (SP30) 0 Claims Engineer 496 inc protected no claims and unlimited mileage They also quoted me for my Golf as a 2nd policy which was 450 fully comp....... 1992 Mk2 Golf GTI 8v 5k agreed value 3k mileage limit all mods declared inc respray, FK coilovers, Eibach ARB's, full Powerflex bushed, Split Rim Alloys, Leather E/recaro's + a few other bits a pieces. Edited by: damogti
Thats what i had heard......... The bloke was pretty p1ssed from my old insurance broker when i said i wasnt re newing as i had a better deal with HIC. I got the impression from him that there policies are not all the seem........... Edited by: damogti
Claiming is always a problem though ain't it! I mean, they ain't gonna hand over several grand in a hurry are they!?
I also love HIC, cant fault them, they are even great with the paperwork side of things in my experience etc
HIC insured me for 1 month on a mk2 which no other company would do and their prices are pretty good. There is no an insurance company that has EVER existed who make it easy to claim. But how many of us take out insurance just to be legal, if you know what I mean. IT IS legalised and legislated robbery, don't ever forget....
Just changed to HIC after years with another company: 26 years old 6 years NCB 0 points 0 claims All mods to my car declared Other car entitlement Audio Cover Euro Cover Plus same as Tubthumped, I can do any styling mods I like. 235 for the year ...
My MK3 tdi was 450 fully comp full no claims with all mods which i thought was reasonable and cheaper than my old mk2 16v
THEY ARE CRAP! One day you all will find out Don't say we didnt warn you. Cheap premium, cheap service.
Whats the number for HIC? Im pretty sure I tried them but they said you need 1 yrs private NCB before theyll talk to you. Currently pay 780FC with Egg but no mods...which technically I have alreay broken (though they probably wouldn't know). So Id like to give them a call
You're more than happy when they give you a quote. But I can honestly say that I will be paying more money in future to an insurance company who can actually give me service.